Skip to main content

DSCR / Rental

Buying or refinancing a rental? Projo uses the property's rent and expenses to run the numbers. Send one application to many rental lenders at once.

ProjoProjo
For lenders
Sign inGet started
Loan product

DSCR / Rental

Long-term rental based on property cash flow.

30 yearsUp to 80% LTV

Buying or refinancing a rental? Projo uses the property's rent and expenses to run the numbers. Send one application to many rental lenders at once.

Get started

Best for

  • Single-family rentals you keep
  • Small apartment buildings with tenants
  • Refinancing when the rent covers the loan

Typical terms

Examples only. Not a promise to lend.

Term
30-year amortization common
Leverage
Up to 80% LTV (program-dependent)
DSCR floor
Set by lender; often 1.0–1.25x
Prepay
Varies; compare on term sheets

What Projo does for DSCR / Rental loans

1

Rent math built in

Enter income and expenses. We calculate whether the deal works — no extra spreadsheet.

2

Track many rentals

Keep each property tied to your company in one app.

3

Compare lender offers

See rates and term sheets from many lenders in one place.

Explore more

Other loan products

View all
6–18 mo

Bridge

Up to 75% LTV

Short loan until you refinance or sell.

6–24 mo

Hard Money

Up to 70% LTV

Fast capital for acquisitions and rehabs.

12–24 mo

Construction

Up to 80% LTC

Ground-up and major renovation financing.

30 years

DSCR / Rental

Up to 80% LTV

Long-term rental based on property cash flow.

15–30 years

Conventional

Up to 95% LTV

Traditional long-term mortgages.

Related: bridge, hard-money, construction, conventional

Ready to fund your next deal?

Fill out one application. Many lenders see it at the same time.

Get started
ProjoProjo

One form. Many lenders. Same time. Source, Fund, Grow.

Platform

  • For investors
  • For lenders
  • Pricing
  • Get started
  • Lender dashboard

Loan products

  • All loan products
  • Bridge
  • Hard money
  • Construction
  • DSCR / Rental
  • Conventional

Company

  • About
  • Contact
  • Security
  • Privacy
  • Terms of Use

© 2026 Projo. All rights reserved.

All indicative terms shown are illustrative and do not constitute a commitment to lend.