Hard Money
Hard money lenders care more about the property and your experience than a perfect credit score. Keep your files in Projo and reach many lenders with one form.
Hard Money
Fast capital for acquisitions and rehabs.
Hard money lenders care more about the property and your experience than a perfect credit score. Keep your files in Projo and reach many lenders with one form.
Best for
- You need to close very fast
- Bank said no but the deal still makes sense
- Fix-and-flip with a clear resale plan
Typical terms
Examples only. Not a promise to lend.
- Term
- 6–24 months
- Leverage
- Up to 70% LTV (program-dependent)
- Pricing
- Points + rate vary by lender
- Recourse
- Typically full recourse to borrowing entity
What Projo does for Hard Money loans
Show the property
Photos, budget, and comps in one place — lenders see the full picture.
Show your track record
Past projects help lenders trust you faster.
Many lenders at once
We send your deal to hard money lenders that fit — at the same time.
Explore more
Other loan products
Bridge
Up to 75% LTV
Short loan until you refinance or sell.
Hard Money
Up to 70% LTV
Fast capital for acquisitions and rehabs.
Construction
Up to 80% LTC
Ground-up and major renovation financing.
DSCR / Rental
Up to 80% LTV
Long-term rental based on property cash flow.
Conventional
Up to 95% LTV
Traditional long-term mortgages.
Related: bridge, construction, dscr-rental, conventional
Ready to fund your next deal?
Fill out one application. Many lenders see it at the same time.